Keep My Home

Foreclosure Prevention Counseling Services

Is your home at risk of foreclosure?

Have you contacted your mortgage company, but haven’t been able to get the answers you need or the help that you deserve?


Don’t be scammed by companies that falsely guarantee your home’s security in exchange for fees. Northern Homes CDC is a HUD & MSHDA certified housing counseling agency that offers FREE housing counseling services to Northern Michigan residents. Our counseling services are tailored to meet the needs of individuals with the goal of overcoming obstacles in order to retain home ownership.


What Northern Homes CDC can do for you:

  • Provide an explanation of options that are available to you such as loan modifications, government assistance programs, repayment plans, or forbearances.
  • Assist you in the application process for available options.
  • Help you to negotiate a loan work-out plan with your lender and/or their attorney.
  • Help you take control of your finances by creating a budget that you can live with.
  • Explain your rights and responsibilities in the foreclosure process.
  • Provide you with referrals to other agencies who may lend additional assistance and support.

Don’t let anyone take your home!

Call Northern Homes CDC today and take the first step towards saving your home. Please contact us.


Application for Home Purchase Program

Client Intake

Print Client Intake Packet  to:
“Catch Up My Mortgage Payments”
“Catch Up My Past Due Property Taxes”
“Make My Mortgage Payments Affordable”